


The 7 Cooperative Principles
We hold to the same cooperative principles as the first cooperatives founded in the 18th century. This time-tested philosophy reminds us who we are and why we do what we do.
- Principle #1: Inclusiveness Membership Should Be Open To All
Membership at Seattle Credit Union is open to all who live or work in the state of Washington, without gender, social, racial, political, or religious discrimination. It is the mission of the credit union movement to offer financial alternatives to underbanked and underserved members of our communities. - Principle #2: Voice Members Should Call The Shots
Seattle Credit Union is a democratically run organization, controlled by our members. Our Board of Directors is composed of volunteers from our membership, and each representative is elected by our members. - Principle #3: Participation Member Participation Benefits Everyone
We return excess revenue to members in the form of lower loan rates and fees, higher returns on deposits, and enhanced services that benefit the entire credit union. The more members who participate, the more there is to go around. - Principle #4: Independence Autonomy & Independence Set Us Apart
As a financial cooperative controlled by our members, not outside shareholders, Seattle Credit Union is autonomous and independent. If we enter into agreements with other organizations, we do so ensuring our and continued control by members only. - Principle #5: Education Financial Education Should Be Available To All
We provide free education to members, elected representatives, management and employees so that all can prosper and contribute to the growth and wellbeing of the cooperative. Seattle Credit Union provides financial information via seminars, workshops, newsletters and our website. We also support local programs and organizations that promote financial literacy. - Principle #6: Cooperation Cooperation Among Cooperatives Is Vital
As a not-for-profit financial cooperative, Seattle Credit Union serves its members best and contributes to the cooperative movement by working with other cooperatives through local, state, regional, national and international organizations. - Principle #7: Community Giving Back To The Community Is A Priority
Seattle Credit Union believes it is a priority to give back to the communities where we do business while focusing on our members and their needs. Through programs like our Citizenship Loans and Feel Good Checking nonprofit partnership, Seattle Credit Union seeks to achieve a greater good through responsible corporate citizenship.
What our members say

Rob
Member since 2008
My wife researched every possible financial option to get us into a bigger car. Seattle Credit Union had the best loan rates and great reviews. They made it so easy.
Kirstin A.
Member since 2018
I am so impressed with Seattle Credit Union. I have switched all accounts because of the excellent service and great rates.
Veronica
Member since 2003
I have three accounts with Seattle Credit Union. I never even considered a big bank. I believe in what this credit union stands for. They also gave me the best products and rates.
By Phone
Our friendly member representatives are happy to answer any questions about our products or the opening process. Call 206.398.5500 to get started.
Online
When you are ready to open an account, head over to our online application. Answer a few short questions, hit submit, and you’ll usually have an answer in just a few minutes.
In Person
Stop by any of our branches to talk with our helpful member representatives. They can help you figure out which product is right for you and get your accounts opened quickly.