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Our SMALL BUSINESS Loan Experts Are Here To Help Your Business Prosper

For 90 years, Seattle Credit Union has been helping our members with their personal financial needs. We also provide the same great service and financial expertise for businesses. If your business needs money to grow, credit lines to continuously seize new opportunities, or capital to buy equipment, we are here to help with flexible and scalable options to meet your unique needs.

For inquiries or to apply, please call us at 206.398.5500 or contact us using the button below.



Your business has been registered with the Secretary of Washington State for more than 2 years, or your business has been registered for 2 years or less AND you've filed business tax returns for the most recent tax year:

  • 1 Year of Personal Tax Returns and 1 Year of Business Tax Returns
  • Profit and Loss Sheet
  • Balance Sheet

Your business is a start-up and has been registered with the Secretary of Washington State for 2 years or less:

  • 2 Years of Personal Tax Returns
  • Business Plan
  • Business Projections

Submit a Loan Inquiry

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ITIN Business Loans

If you have an Individual Tax Identification Number (ITIN), we have small business loan options for you. The same great products are available to you, regardless of how you apply.

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Established Business Loans

We offer financing for any stage of business. Whether you've been in business for 2 years or 20 years, we have loan solutions for you.

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Start-up Business Loans

Is your business just getting off the ground? We can help you with the financing. Start-up loans are best for businesses with little or no credit history. We'll work with you to provide the funding your business needs to succeed.

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Lines of Credit

If your business needs a line of credit to help you manage cash flow and maximize opportunities, Seattle Credit Union has you covered.

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Business Vehicle Loans

Get your business moving quickly. Whether you need a commuter vehicle, a specialized truck, or a full fleet of delivery vans, we can help get your business on the road. Our vehicle loans offer competitive rates and terms and allow you to finance up to 100% of the purchase price.

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Business Credit Card

The Seattle Credit Union Business Visa® Credit Cards offer simple, easy-to-use financing options with the great rates and low fees that we're known for. With our credit card you'll have the payment flexibility to help your business prosper.


Business Term & Equipment Loans

If you have financing needs that aren’t covered by our other business financing options, inquire about a Business Term Loan. A Business Term Loan gives you the peace of mind of predictable monthly payments at the competitive rates Seattle Credit Union is known for.


photo of member, Ken

Business Profile: Asian Food Center

Ken came to the US from Xian, China, at 19 years old, landing in Bellevue. Now he’s the owner of a thriving Asian grocery business, Asian Food Center, a destination market for a ‘taste of home’ with three locations in the Pacific Northwest—Bellevue, Seattle, and Beaverton, Oregon. A grand opening this fall celebrates a major expansion of his first store in Bellevue.

Asian Food Center caters to a wide clientele that ranges from international students to Europeans looking for ingredients they can’t find elsewhere. The stores are beautiful with ambient lighting, enticing merchandising, and signage in English and Mandarin. Entire rows are dedicated to soy and chili sauces—the taste of home Ken refers to. A key ingredient in all Asian cooking, soy sauce flavors vary by region and even by town; by stocking an extensive variety of brands, Ken builds loyalty among customers who can’t find their flavor anywhere else.

Our Commercial Lending team is proud to work with Ken to help his business grow. With several accounts at the credit union, he’s found partners in his lenders who help him with financial advice and personalized products.

Read The Full Story

What our members say

Michael D.

Member since Woodinville, WA

Very happy with Seattle Credit Union. They have an outstanding customer forward attitude and give great service.

Rassamee H.

Member since Seattle, WA

Ever since I joined Seattle Credit Union a few years ago, they have been friendly, helpful, knowledgeable, and easily accessible. The staff recognizes me and helps me with my transactions in a courteous and professional manner. Great local business to use.

Krystle H.

Member since Seattle, WA

I love Seattle Credit Union! Everyone at the Georgetown branch knows me and is very nice. I love how easy they've made it for me to manage my money plus I earn great interest rates and get free bill pay, checks, and access to ATMs all over the world. I have multiple loans with them and a Visa at a great rate. I have banked with Bank of America, US Bank, WAMU, Wells Fargo, and Elevations CU. Seattle Credit Union has awesome customer service and is very understanding. The best place to put your money and get some money!

Jefferson C.

Member since Spokane, WA

Hands down the best financial institution I have ever dealt with. Seattle Credit Union employees are knowledgeable, friendly, helpful, and actually care about their members.