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We can finance your adventure vehicle

Jet-skis, ATVs, dirt bikes, and the trailers that carry them can be the ultimate double-duty machines. One minute they’re hauling wood through acres of tangled forest, pulling a load of gear into a secluded cabin, or patrolling a popular mountain lake; the next they’re racing around the dunes, catching air off a carefully built ramp, or crashing through the spray coming off the waves in the Columbia River.

These hard-working, hard-playing vehicles and others like them are an important part of the Pacific Northwest lifestyle, and Seattle Credit Union has the loan you need to get yours. With rates as low as 7.74% APR, you’ll be getting a payment you can afford and a loan that works as hard as you do.

Talk to one of our friendly loan reps at 855.575.9352 to get your questions answered or click the button below to start your online application.

Secured loan vs. Unsecured loan: What is the difference?

A secured loan is one that is connected to some kind of collateral. Collateral is something valuable like an ATV or jet ski. With a secured loan, the rates can often be lower and offer flexible terms because it is secured by the value of the item you'll be purchasing. An unsecured loan, on the other hand, is not protected by any collateral. The most common types of unsecured loan are credit cards and personal loans. Talk to one of our friendly loan experts if you have questions about what kind of loan is best for you.

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Current Rates

As low as: 7.74% APR*

*APR Effective as of April 24, 2023. See rates and disclosures in full details here .

See All Rates

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Enjoy the Freedom to Skip a Payment

We have all experienced the headache of an unexpected expense like an unforeseen car repair or a medical expense. Sometimes that means choosing between paying that expense or paying a loan payment. Seattle Credit Union can help you avoid that choice.

Every Seattle Credit Union secured loan comes with Anytime Skip-a-Pay, which allows you to skip up to two payments every 12 months when you need to. For a small processing fee, you can request to skip a payment with no negative impact to your credit report.

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Personal Loan Calculator

Use this calculator can help you estimate your payments and the amount of interest you'll pay on your personal loan.

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Por favor llame al 206.398.5594 para comunicarse con nuestros representantes que hablan Español a fin de obtener detalles o si tiene preguntas.

Protect Your Vehicle & Your Good Name

Seattle Credit Union offers three valuable add-on products for your loan that help you navigate unexpected events without your budget taking a hit. Ask one of our friendly auto loan experts about how to add one, two, or all three of these products to your loan by calling 855.575.9352

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GAP Advantage

If your ATV, dirt bike, or other personal vehicle is totaled, GAP Advantage can cover the difference between what your insurance company thinks it’s worth and how much you still owe on your loan. It can prevent you from having to pay that difference out of your own pocket, so the accident doesn't do more damage than it already has.

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Mechanical Breakdown Protection (MBP)

MBP can enhance or replace your existing manufacturer’s warranty and can cover repairs, so you don’t have to come up with the cash to fix a breakdown.

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Debt Protection

When you get sick or are injured and have to miss work (and paychecks), Debt Protection can make life easier. While you are recovering, Debt Protection can cover your monthly loan payments without negatively affecting your credit. It can even cover periods of involuntary unemployment, so you can focus on getting a job instead of worrying about how you’re going to pay your loan.

Apply Now. Get Answers Fast.

Getting your loan at Seattle Credit Union could not be more simple. There are three easy ways to apply:

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By Phone

Call our specially-trained loan experts, who are happy to answer any questions you might have. They can take your application and get you a decision while you wait, in most cases. Call 855.575.9352 to get started.

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When you are ready to apply, head over to our online loan application to get started. Answer a few short questions, hit submit, and you’ll usually have an answer in just a few minutes.

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In Person

Stop by any of our convenient branches to talk with our helpful, friendly branch representatives. They can help you figure out which loan is right for you and connect you with a loan expert or help you apply online to get you a decision fast.


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